Sensible choice - I'd keep an eye on the MoneySavingExpert forums or something - punters there are bound to give it a shot to see if it actually saves. After a year or two you'll be hearing either "OMG success story I saved £XXX" or "OMG the insurance company fucked us for £XXX".igorgetmeabrain wrote:@all_of_the_above - hence why I asked if anybody else had tried it.  I may wait a couple of years to see how it develops.
I quite agree - the bottom line for the insurance companies is money.  The point though is that to end 2009, for every £100 that was paid in premiums, £123 was paid out in claims.  Some insurers have decided that a smartbox will help tip the balance in their favour, whether that's more through increased premiums for bad drivers or reduced claims for those (esp. 17 yr male) who drive more sensibly and have fewer collisions.Liveinadive wrote:
I can't believe you were driving too fast to stop past queued traffic, thank god it wasn't a school child stepping out...igorgetmeabrain wrote:Smashed my windscreen, caused significant damage to the front offside corner, dented my roof and other minor cosmetic damage. Â I was going at 30mph when a cyclist cut out straight into my path from between queuing vehicles on the other side of the road. Â I had no chance to avoid the collision.
Skerret wrote:To be fair Moto, we have established that you are an unstable psychotic time bomb when on he road.
Eh?Roujin wrote:Would you follow someone home from the pub?
psy-choMoto70 wrote:2 Cavalier King Charles
Ah, Progressive, proof positive if ever it was needed that insurance companies are complete cunts, who will do their very, very best to fuck you over if it saves them some money:Elmlea wrote:... The biggest insurer that uses them (Progressive) says they don't use RPM data as it's not comparable; ....
Moto70 wrote:a bloke who was continuely cutting people up, forcing people to brake sharply and genuinely just causing mayhem. He tried to undertake me in queues of traffic but ended up getting boxed in, I was laughing at him and he went mental giving it loads from within his car. I turned off at the same time as him and got out of my car, he also got out and was still giving it large so I physically showed him I wasn't happy. I look at it that it could've been my Dad, my sister, your missus, etc he was having a go at so I think he got what he fucking deserved.
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